CRITICAL ILLNESS INSURANCE COVER

 

             -:CRITICAL ILLNESS INSURANCE COVER :-

• • Critical illnesses are those illnesses which are incurable or the illnesses in which medical treatment expenses are more for example-cancer, heart attack etc.
  • Treatment of critical illnesses  is one of the reason that is making 20%  of world population poorer and poorer day by day.
  • Even after spending lacs on critical illness treatment patient recovery is not gauranteed. Hence most of the times, expenses are recurring .
  • Such expenses are not sometimes sufficiently paid under traditional mediclaim policies.Hence claim payment is not fully satisfactory.
  • Critical illness insurance cover provides an umbrella cover to 41 types of critical illness which are discovered/diagnosed till the date.
  • The advanced treatment methods and technology made the cure possible but left the patient bankrupt or financially weak.
  • This policy provides patient lump-sum of insurance cover amount irrespective of their expenses happened in the hospital.This is a direct benefit policy.
  • Mere diagnosys is sufficient to pay the claim.
  • Survival period of 30 days from the detection of the disease is necessary.
  • A waiting period of 90 days is there to cover the illness after inception of policy.
  • Policy can be taken by any individual from age 18 years to 60 years.total insurance cover allowed is 5 times of your annual income for earning member of the family. For non earning family members it is 50% of the earning member subject to 10 lacs.
  • Premium rates are very economic and tax extemption can be availed under 80d.
  • Premium payment facility is available in installments.
  • For age 25 years old individual,a cover of 25 lacs is available for only Rs.4500/-.
  • Plan A has 13 critical illnesses and plan b has 41 critical illnesses.
  • For more information please contact:

   iforinsurance@outlook.com ,Mobile No-9168636459